The Six-Day Financial Makeover
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This isn’t your father’s personal finance book. The way we currently save and invest is confusing, frustrating, and quite simply doesn’t work. Get ready for a personal finance book that is actually unique. Get ready for financial strategies that you’ve never seen or heard before. Get ready to transform your financial life in less than a week!
Robert Pagliarini has taken budgeting, investing, insurance, and retirement planning—subjects that most of us find stressful and overwhelmingly complex—and made them approachable and even manageable through his unsinkable optimism and relentless simplification process. He says, “We’re going to take the pie-in-the-sky theories and turn them into bite-size pieces that you can and will be able to implement in your life immediately.”
The Six-Day Financial Makeover does a lot of things really well, but I’ll just tell you about three. First and foremost it actually provides advice—yes, real advice, not wishy-washy “maybe you should do this” or “it all depends on your situation” nonsense, what Robert calls “financial fog”. Second, it has an action bias, an action bias that is more like a mantra. Implement, implement, implement is the theme in every chapter and on every page. There’s even a patent-pending free website at www.sixdayfinancialmakeover.com that readers can use to help them take the advice they read and incorporate it into their lives. Three, it is full of brand-new, never-seen-before financial shortcuts and strategies such as:
* Why your seven year old is a better investor than you are. Kids intuitively understand how to save and invest better than most adults. The trick is focusing and creating separate physical accounts for the myriad goals we have.
* There is no “right” way to invest. What’s crucial is that people determine their investment personality – particularly how involved they want to be with investing – and let that be their guide. Disregarding one’s investment personality and pursuing an approach that’s not compatible with it is a recipe for disaster.
* Why you shouldn’t work for a paycheck. Most of us work to earn a paycheck, right? Well that’s the wrong way to think about work. Once we can align our life’s vision and deepest goals to our income, we start to see our purpose for waking up each morning entirely differently. Work is no longer work but becomes a catalyst that helps us achieve our goals.
* The most important thing you should save for (and it’s not retirement!). What’s more important and more satisfying than retirement? Financial independence. Discover how many days your passive income could support your lifestyle. If your score is less than 31, don’t quit your day job.
* The more information and choices you have, the worse your finances will be. There are more financial books, magazines, journals, newspapers, radio shows, TV shows, websites, Podcasts, and free information available today, yet most of us still feel more overwhelmed, confused, and frustrated than before. The solution is to cut through the fluff and focus on what really works.
* Budgets don’t work. Instead, Robert offers a ten-step process for taking control of one’s cash flow. While careful assessment and prioritization are involved, budgets are nowhere in sight.
* If it’s not possible to save for a child’s education and for retirement, save for retirement first. While retirement may be farther off in the future, if people don’t save today, they’ll have no options tomorrow, whereas college students have financial aid, scholarships, and student loans at their disposal.
* And a whole lot more.
Offering clear, practical, no-nonsense advice along with all the tools needed to implement it, The Six-Day Financial Makeover is a comprehensive guide that delivers on Robert’s promise to revolutionize the way you think about and invest your money.
Business
Business » Personal Finance
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Most recent 3 reviews out of 3
Submitted by Anonymous in Los Angeles,
Mainly good and thorough review of how to conduct a financial make-over. Doing it all in 6 days is impossible, but if the title sold some copies, it was a good fudge.
I disagree about his approach to life insurance... sometimes a permanent policy truly can be a wonderful vehicle. And his knowledge level about long term care insurance is decidedly dated. That section definitely needs to be rewritten ASAP.
That said, I very much liked the majority of his book. My major regret is that the reader (was it the writer?) really had no energy or enthusiasm in his voice. Going through this very comprehensive series of CDs with someone with little expression was a loss.
Submitted by Ali Lashgari
Excellent overview of the various aspects of personal finance and the steps towards financial freedom. By following the worksheets and exercises, even a novice can put his or her financial house in order. Highly recommended.
Submitted by Anonymous
This book actually gives a pretty broad overview of finance, addressing everything from debt to long term care (which most retirement planning books don't). I can't say it covers everthing in really explicit detail, but it will give you enough familiarity that you can start asking intelligent questions, or even just be aware of the fact that you should be asking some questions about some things. I kind of like the tie to the website, and how that helps "push" you to get things done and be honest. There is quite a bit of work required up front, but using that for later events really makes things more clear (not easier, though, because you will likely have some tough choices to make). Worth taking the time to listen to. I've ordered the book to really work through things.
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